Rates & Terms

Providing the right rate at the right time.

Rates & Terms

Liberty Premium Finance rates vary depending mainly on the size of the loan and payment history of the borrower. Generally, our rates are kept below 15%.

The Liberty program offers a number of payment terms that include a reasonable downpayment and 8 or 9-month payment options (10-month pay option considered for some accounts - inquire for details).

  • Average downpayment is 24%
  • Loans are normally funded within 3-5 days from receipt of completed finance contract
  • Check (ACH) and credit card payments can be made through our Online Account Portal through any of the Manage My Account links throughout the site.

Liberty Premium Finance currently works with numerous independent agents across the country who have been instrumental in the development of this program and are actively contributing to its growth. For details on the full range of benefits available, contact us at: (800) 229-8793.

Should I Finance My Insurance Premium?

Financing an insurance premium, like financing any consumer purchase, is an individual decision based upon economic considerations. For some, premium financing is a convenient way to pay for insurance. For others who simply do not have the means to pay in full at time of purchase, premium financing is a necessity of doing business. Here at Liberty Premium Finance, we make your decision to finance as easy as possible with low rates, flexible terms and convenient payment options..